The application process has 3 easy steps:

1. Download, fill out, and return by email or fax the appropriate Planning Questionnaire
2. Fax, mail, or drop off the documents needed for underwriting
3. Fill out the Online Application

List of documents needed for underwriting:

• W-2's for Borrower and Co-Borrower for last 2 years
• Last 2 months of bank statements-All Pages
• Last 30 days of paystubs
• Copy of Driver's License for both Borrower and Co-Borrower
• Current statements for asset accounts (401K, Stock, etc.) All pages
• Name and phone # for homeowners insurance agent
• If you are self-employed, receive commission or bonus income, or are retired, provide complete Federal Income Tax returns with all schedules attached, for the previous two years
• If you own any rental property, provide the lease(s), an income and expense statement for the most recent period not covered by your tax returns, and complete Federal Income Tax return for the previous two years

We look forward to serving you during this exciting time!

List of disclosures to view or download:

• Request for Transcript of Tax Return
• Initial Conventional
• Rate and Discount commitment